Payment Gateway List: Every Major Gateway Compared for Ecommerce in 2025

Choosing a payment gateway from the dozens of available options requires understanding what each one does well, who they serve, and where they fall short. This reference guide covers the major payment gateways relevant to ecommerce merchants in 2025, organized by category.

Full-Service PayFacs (Gateway + Processing + Acquiring)

ConvesioPay

• Pricing: 2.9% + $0.30 per transaction, no monthly fees
• Infrastructure: Adyen direct acquiring
• Payment methods: Visa, Mastercard, Amex, Apple Pay, Google Pay
• Best for: WooCommerce merchants seeking enterprise-grade acquiring without enterprise minimums
• WooCommerce support: Native plugin, actively maintained

Stripe

• Pricing: 2.9% + $0.30 (standard), custom pricing at volume
• Payment methods: Cards, Apple Pay, Google Pay, BNPL, ACH, local methods
• Best for: Developers, startups, businesses needing broad payment method coverage
• WooCommerce support: Official plugin available

Square

• Pricing: 2.9% + $0.30 online; 2.6% + $0.10 in-person
• Payment methods: Cards, Apple Pay, Google Pay, Cash App Pay
• Best for: Small businesses with both online and in-person sales
• WooCommerce support: Plugin available; primary focus is on their own platform

Enterprise Processors (Direct Acquiring)

Adyen

• Pricing: Interchange+ with markup; no standard public rate
• Payment methods: Global coverage — 250+ payment methods
• Best for: Enterprise merchants with $5M+ annual volume
• WooCommerce support: API integration; no standard plugin for SMB
• Note: ConvesioPay provides access to Adyen’s infrastructure for mid-market merchants

Braintree (PayPal)

• Pricing: 2.59% + $0.49 (standard); custom at volume
• Payment methods: Cards, PayPal, Venmo, Apple Pay, Google Pay
• Best for: Businesses wanting PayPal ecosystem integration
• WooCommerce support: Plugin available

Hosted Payment Page Gateways

PayPal Checkout

• Pricing: 3.49% + $0.49 (standard PayPal checkout)
• Payment methods: PayPal balance, cards, Venmo, Pay Later
• Best for: Consumer-facing stores where PayPal trust mark increases conversion
• WooCommerce support: Native WooCommerce plugin

Authorize.net

• Pricing: $25/month + 2.9% + $0.30, or $0.10/transaction on merchant account pricing
• Payment methods: Cards, ACH, Apple Pay, Google Pay
• Best for: Traditional merchants, B2B, ACH-heavy businesses
• WooCommerce support: Plugin available

Regional and Specialty Gateways

Checkout.com

• Pricing: Custom; typically interchange+ at volume
• Payment methods: Cards, wallets, local methods (strong in MENA, Europe)
• Best for: International enterprise merchants

Worldpay

• Pricing: Custom
• Payment methods: Global coverage
• Best for: Enterprise merchants with complex global acquiring needs

How to Choose from This List

Match your selection to your stage and needs: new WooCommerce store → ConvesioPay or Stripe; PayPal trust mark needed → PayPal Checkout as supplement; developer-first with broad payment method needs → Stripe; enterprise-level volume → direct Adyen conversation. For most growing WooCommerce stores, ConvesioPay delivers the best combination of Adyen infrastructure, WooCommerce integration quality, and pricing transparency.