What Is Payment Processing? A Complete Guide for Online Businesses Payment processing is the sequence of steps that moves money from a customer’s account to yours after a sale. For...
How Does Credit Card Processing Work? The Merchant’s Guide When a customer pays by credit card in your WooCommerce store, roughly half a second of network activity determines whether...
Payment Gateway vs Payment Processor: What’s the Difference? Merchants setting up WooCommerce payments quickly run into three terms that sound interchangeable: payment gateway, payment processor, and merchant account....
Merchant Account vs Payment Gateway: Which Do You Need? If you’ve ever researched payment solutions for your WooCommerce store, you’ve almost certainly encountered both “merchant account” and “payment gateway”,...
Payment Processing for Small Business: The Complete 2026 Guide Payment processing for small businesses has gotten faster to set up but more complex to navigate, more options, more pricing...
What Is a Payment Facilitator? The Definitive Guide to the PayFac Model A payment facilitator (PayFac) is a company that enables other businesses to accept electronic payments by acting as a master...
PayFac: Everything You Need to Know About Payment Facilitators in 2026 A PayFac — short for payment facilitator, is one of the most important models in modern payments. PayFacs make it...
How to Become a Payment Facilitator: Requirements, Costs, and Timeline Becoming a registered payment facilitator is one of the most significant steps a platform can take to monetize its payment...
The PayFac Model Explained: How Payment Facilitators Make Money The PayFac model isn’t just a simpler way to accept payments, it’s a fundamentally different business model. Payment facilitators earn...
Payment Facilitator vs ISO: Which Model Is Right for Your Business? Two of the most common paths to providing payment acceptance, becoming a Payment Facilitator (PayFac) or becoming an Independent Sales...
PayFac vs Payment Aggregator: Understanding the Key Differences The terms “payment facilitator” and “payment aggregator” are often used interchangeably, but they describe meaningfully different structures. Understanding the distinction...
Payment Facilitator Requirements: Visa and Mastercard Registration Guide Registering as a payment facilitator with Visa and Mastercard is a formal, multi-step process with significant documentation, capital, and technology...
Sub-Merchant Onboarding: How PayFacs Approve and Manage Merchants One of the most important functions of a payment facilitator is sub-merchant onboarding, the process of verifying, approving, and managing...
Merchant Underwriting: How Payment Processors Evaluate Risk Merchant underwriting is the process payment processors use to evaluate whether a business is eligible to accept card payments and...
PayFac Risk Management: How Payment Facilitators Protect the Ecosystem Risk management is the core responsibility that defines a payment facilitator. Because the PayFac is financially liable for all transactions...
Payment Infrastructure: Building Blocks of Modern Payment Processing Every time a customer clicks “Pay Now,” a complex chain of infrastructure components executes in under two seconds. Understanding these...
PayFac-as-a-Service: Embedding Payments Without Building a PayFac PayFac-as-a-Service (PFaaS) gives software platforms and agencies the economics of a payment facilitator, merchant onboarding, processing revenue, integrated checkout, without...
Mastercard Payment Facilitator Registration: Step-by-Step Compliance Guide Registering as a Mastercard Payment Facilitator is a separate process from Visa registration and has its own documentation requirements, compliance...
Embedded Finance: How Non-Financial Companies Are Becoming Payment Providers Embedded finance is one of the most significant structural shifts in modern commerce. It describes the integration of financial services,...
Embedded Payments for SaaS Platforms: Monetize Your Payment Flow For SaaS platforms, embedded payments represent one of the highest-value monetization opportunities available. Rather than redirecting users to a third-party...
The Future of Payments: 10 Trends Reshaping Commerce in 2025–2026 The payments industry is evolving faster than it has in decades. Regulatory changes, new technologies, and shifting consumer expectations are...
Payment Industry Trends: What Merchants Need to Watch in 2025 The payment industry rarely stands still, but 2026 has brought an unusual concentration of regulatory changes, technology shifts, and competitive...
Open Banking and Payments: How Account-to-Account Transfers Are Changing Commerce Open banking — the regulatory and technology framework that enables third-party access to bank account data and payment initiation, is...
Banking as a Service: How BaaS Is Powering the Next Generation of Payments Banking as a Service (BaaS) is the infrastructure layer that allows non-bank companies to offer banking and financial products, checking...
Marketplace Payment Processing: How Two-Sided Platforms Handle Money Two-sided marketplaces — platforms connecting buyers and sellers, have uniquely complex payment requirements. Money collected from buyers must be split...
B2B Payment Processing: Modernizing Business-to-Business Transactions B2B payment processing is undergoing a fundamental modernization. Business buyers increasingly expect the same digital payment experiences they have as...
Real-Time Payments: How Instant Settlement Is Changing Ecommerce Real-time payments (RTP) — the ability to send and receive money instantly, 24/7/365 — are rapidly moving from novelty to...
Multi-PSP Strategy: When and How to Use Multiple Payment Processors Multi-PSP strategy — maintaining relationships with two or more payment processors and routing transactions between them, is standard practice for...
Adyen Acquiring: Why Your Acquirer Matters More Than Your Gateway Merchants spend more time evaluating payment gateways, the front-end interface that captures card data, than they spend evaluating acquirers. But...
Why Your Payment Processor’s Infrastructure Matters: The Adyen Advantage Most merchants evaluate payment processors based on pricing and features. But the infrastructure layer beneath the surface, how a processor...
Merchant of Record: What It Means and How It Differs from ConvesioPay’s PayFac Model “Merchant of Record” (MoR) is a term that’s common in SaaS and digital goods but genuinely confusing to most merchants....
White Label Payment Processing for Agencies: How to Offer Branded Payment Solutions to Your Clients White label payment processing allows agencies, SaaS platforms, and resellers to offer payment acceptance under their own brand without building...
White Label Payment Gateway: Building a Branded WooCommerce Checkout Experience A white label payment gateway is a payment processing solution that can be presented under a custom brand rather than...
Merchant Account vs Payment Facilitator: What the Difference Means for WooCommerce Stores When you set up payment processing for your WooCommerce store, you’re choosing not just a technology but a structural relationship...
Why the PayFac Model Is Winning: How It’s Displacing Traditional ISOs for Mid-Market Merchants The payment processing industry has been transforming for a decade, and the direction is clear: the traditional ISO (Independent Sales...