PayFac-as-a-Service (PFaaS) gives software platforms and agencies the economics of a payment facilitator — merchant onboarding, processing revenue, integrated checkout — without the capital requirements, compliance burden, and 12–18 month build timeline of becoming a registered PayFac themselves. For most WooCommerce platforms and agencies, PFaaS is the fastest and most practical path to embedding payments.
What PayFac-as-a-Service Provides
- White-label merchant onboarding: Merchants sign up and go live quickly under the PFaaS provider’s registration
- Revenue share: Platforms earn a portion of the processing margin on their merchants’ transaction volume
- Integrated checkout: Payments are embedded in the platform’s UX rather than redirecting to a third-party page
- Risk and compliance: The PFaaS provider manages underwriting, monitoring, and card network compliance
- Settlement management: Sub-merchant payouts and reconciliation handled by the PFaaS infrastructure
PFaaS vs. Reselling a Payment Gateway
| Factor | PayFac-as-a-Service | Reselling a Gateway |
|---|---|---|
| Revenue model | Processing spread + revenue share | Referral fee or affiliate commission |
| Merchant experience | Fully integrated, branded checkout | Redirect to gateway provider |
| Risk ownership | Shared with PFaaS provider | None — gateway handles all risk |
| Revenue per merchant | Scales with transaction volume | Fixed referral fee |
| Support | Integrated with platform support | Merchant contacts gateway directly |
ConvesioPay for Platforms and Agencies
ConvesioPay provides PFaaS for the WooCommerce and agency ecosystem. Agencies embed ConvesioPay into their client stack and earn recurring revenue from their clients’ transaction volume — transforming payments from a commodity into a meaningful revenue stream. Clients benefit from transparent pricing at 2.9% + $0.30 per transaction with no monthly fees, plus dedicated support from the agency they already trust.
Ready to get started? Learn more about ConvesioPay for agencies or view the full platform.